Coach Holiday Travel Insurance

We strongly recommend all clients arrange travel insurance.  For your protection and peace of mind we have arranged a Special Coach Holiday Travel Insurance scheme with AXA Insurance (UK) plc who are authorised and regulated by the Financial Services Authority.

DEMANDS AND NEEDS
This insurance policy will suit the Demands and Needs of an individual, or group(where applicable) who have not excluded pre-existing medical conditions, are travelling in countries included within the policy terms and who wish to insure themselves against unforeseen events detailed in the cover section below.  Subject to the terms, conditions and maximum specified claims limits.

IMPORTANT
We summarise below the details of the insurance cover provided which also includes INTERNATIONAL MEDICAL RESCUE – 24 hour emergency service.  The following is a brief summary of the cover available.  Full details of Cover, Policy Warranties and Exclusions will be forwarded with your confirmation of booking.  In any event you may ask for a specimen copy of the Policy wording before booking should you wish to examine this in advance.

COVER:	SUMS INSURED UP TO
Cancellation	Up to £3,500
Missed Departure/Travel delay	Up to £600/£60
Personal Accident	£15,000
Medical & other Expenses including Curtailment	£2,000,000
Medical Inconvenience	£450 (£15 per 24 hours)
Personal Property/Loss of Passport	£1,500/£200
Personal Liability	£2,000,000
Delayed Baggage	£100
Legal Expenses	£10,000
14 day Refund	Insurance Premium

POLICY EXCESSES
Cancellations, Curtailment, Holiday Abandonment and Loss of Deposit for holidays up to and including 3 days £NIL.  For holidays over 3 days Loss of Deposit excess £10.00 each and every loss.  For holidays over 3 days excess £35.00 each and every loss for Cancellations, Curtailment and holiday Abandonment.  Medical and Other Expenses, Personal Property and Money excess £30.00 each and every incident per Insured Person.

IMPORTANT – HEALTH CONDITIONS
If you are travelling in England, Scotland, Wales, Northern Ireland or he Isle of Man and can answer NO to questions 1, 2 and 3 immediately below, it will not be necessary for your to complete and Self Declaring Medial Form.  The Standard policy Terms, Conditions and Exclusions shall apply.

It is a condition that at the time of taking out this policy and between that time and your departure you must comply with each of the following:

1. You are not aware of any reason why the trip should be cancelled or cut short.
2. You are not travelling:-
   (a) against the advice of a Medical Practitioner
   (b) for the purpose of obtaining medial treatment or
   (c) if you have been given a terminal prognosis
3. You are not receiving or awaiting treatment for an illness or injury as a hospital day case of in-patient, as any claim arising from this injury or treatment will not be covered.

In addition if you are travelling outside England, Scotland, Wales, Northern Ireland or the Isle of Man, the following additional conditions will apply:

You must notify the insurer of this policy immediately of any of the conditions listed below arising between the date the policy is issued and the time of departure of the trip.  We must be informed of any fact which is likely to influence us in the acceptance, assessment or continuance of this insurance.  Failure to do so may invalidate this insurance, leaving you with no right to make a claim.

1. If you have received medical treatment as a hospital day case, in-patient or out-patient, during the six months prior to the booking of the trip, you must obtain from a medial practitioner at your cost confirming that you will be fir enough to take the trip.
2. If you are undergoing medial treatment as a hospital out-patient at the date that the final balance of the trip is due to be paid a ‘Certificate of Fitness’ confirming your ability to travel must be obtained by you at your cost.
3. If you are on medication at the time of travel your medical condition is stable and well controlled.

The policy contains the following General Exclusions:  You are not covered for anything caused directly or indirectly by you suffering from Stress, anxiety or depression unless it has been investigated and diagnosed as such by a Consultant specialising in the relevant field, who must confirm in writing at your cost that you are fir enough to make the trip.

You must notify the issuer of this Policy immediately of any of the conditions listed above arising between the date the policy is issued and the time of departure of the trip.

COOLING OFF PERIOD
You should read your policy immediately to ensure it meets with your requirements.  If for any reason it does not it must be returned to the issuer of the policy within 14 days of the date of issue or prior to travel whichever is sooner.  Your money will be refunded in full, provided no claims have been made or incident likely to give rise to a claim has arisen.  If you cancel you policy after 14 days no refund will be given.

Gee-Vee Travel are an appointed representative of ITC Compliance Limited who are authorised and regulated by the Financial Services Authority.

TRAVEL INSURANCE PREMIUMS

No. of Days	UK	CHANNEL ISLANDS, ETC	EUROPE
1	£7.00	£7.00	£7.00
2	£8.00	£10.00	£12.00
3	£11.00	£13.00	£14.00
4	£14.00	£16.00	£17.00
5	£15.00	£17.00	£18.00
6	£16.00	£18.00	£22.00
7	£17.00	£19.00	£23.00
8	£18.00	£20.00	£24.00
9	N/A	N/A	£26.00
10	N/A	N/A	£27.00
11	N/A	N/A	£28.00
13	N/A	N/A	£30.00

United Kingdom: Excludes Channel Isles, Northern Ireland, Isle of Man, Scilly Isles

Channel Islands: Includes Northern Ireland, Rep. of Ireland, Isle of Man, Scilly Isles.

Europe:  Includes Commonwealth States and countries bordering the Mediterranean.

Premiums shown are inclusive of insurance Premium Tax at the appropriate rate.
As coner under the Cancellation section commences immediately the holiday booking has been accepted, no refund in premium can be allowed (other than 114 day refund).

In accordance with the “The Package Travel, Package Tours Regulations 1992” all passengers booking with GEE VEE TRAVEL are fully Insured for the initial deposit and subsequently the balance of all monies paid to us including reparation if required, arising from the cancellation or curtailment of your travel arrangements due to the insolvency of GEE VEE TRAVEL.

A certificate detailing this cover will be given to each and every passenger as evidence of cover.  Please ensure that you have been given the appropriate certificate(s) at the time of booking.

This insurance has been arranged by Towergate Chapman Stevens through igi Insurance Company Limited.